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Settings

The Settings page is your configuration hub for everything in FlowLance — subscription, connected accounts, tax, financial projections, invoice details, opportunity preferences, and data import.

Subscription

Plan Details

FlowLance has a single plan: £20/month with a 28-day free trial (no credit card required).

Your subscription card shows: - Current status: Trial (with days remaining), Active, or Cancelled - Plan name and price - Manage Billing button — opens the Stripe billing portal where you can update payment methods, view invoices, or cancel

If you're on a trial, a countdown shows how many days remain. When the trial ends, you'll need to subscribe to continue using the platform.

Referral Programme

Earn a 25% discount by referring other freelancers:

  • Your unique referral code is displayed (with a copy button)
  • Share your referral link — when someone signs up using it, they're tracked as your referral
  • Progress bar shows how many referrals you need: 2 confirmed paying customers to earn the discount
  • Pending and confirmed referral counts are shown
  • Once you qualify, the 25% discount is applied automatically to your subscription

Connected Accounts

Bank Accounts

Connect your bank to sync transactions and balances for cashflow forecasting.

Status indicators: - Connected — Account is active and syncing - Expired — Bank token has expired, click Reconnect to re-authorise

Click Connect Bank Account to add a new account via Plaid. The Plaid Link widget guides you through selecting your bank and authorising access.

You can connect multiple bank accounts. All contribute to your cashflow forecast.

Slack Integration

Connect Slack workspaces to monitor channels for freelance opportunities: - View connected workspaces - Manage which channels are monitored - Add or remove workspaces

Google Calendar

Connect Google Calendar to import calendar events as time entry suggestions. This is a read-only sync — FlowLance won't modify your calendar.

Opportunity Preferences

Configure how opportunities are scored and what kind of work you're looking for:

Setting Description
Location Preferences Cities or regions you prefer to work in (comma-separated)
Work Style Toggle which styles you accept: Remote, Hybrid, On-site
Day Rate Range Minimum, target, and maximum day rate
Default Hourly Rate Your standard hourly rate
Hours Per Day Used to auto-calculate hourly rate from day rate
Project Budget Range Minimum and maximum project budget you'll consider
Preferred Currency GBP, USD, or EUR

These preferences feed directly into fit scoring. Opportunities that match your rate, location, and budget preferences score higher.

Tax Settings

Configure your tax situation for accurate cashflow tax estimates.

Business Type

Select your entity type: - Sole Trader — Income tax + National Insurance - Limited Company — Corporation tax + personal tax on salary/dividends - Partnership — Shared profit allocation

Changing the business type adjusts which tax settings tabs are available and sets sensible defaults.

Self Assessment (Sole Traders)

Setting Description
Enable/Disable Toggle Self Assessment calculations
UTR Your Unique Taxpayer Reference
Payment on Account Whether you make advance tax payments

Corporation Tax (Limited Companies)

Setting Description
Enable/Disable Toggle Corporation Tax calculations
Company Number Your Companies House registration number
Accounting Period End March 31, June 30, September 30, or December 31
Small Profits Rate Toggle between 19% (small) and 25% (main) rate

VAT

Setting Description
Enable/Disable Toggle VAT calculations
VAT Number Your VAT registration number
VAT Scheme Standard, Flat Rate, or Cash Accounting

Tax Year

Configure when your tax year starts: - Default: 6 April (UK tax year) - Adjustable for different accounting periods

Financial Projections

Set up your regular business outgoings so the cashflow forecast can calculate expenses accurately.

Salary

For limited company directors drawing a salary:

Setting Description
Enable/Disable Toggle salary in forecast
Amount Monthly salary amount
Frequency Monthly (default)
Day of Month When salary is paid
Gross/Net Whether the amount is before or after tax

Fixed Costs

Regular business expenses:

Setting Description
Amount Monthly total of fixed business costs
Description What these costs cover

Pension Contributions

Setting Description
Enable/Disable Toggle pension in forecast
Type Percentage of salary or fixed amount
Amount/Percentage The contribution value
Frequency Monthly, quarterly, or annual

Pension tax relief is calculated automatically: - Sole traders get 20% basic rate relief at source - A warning appears if contributions exceed the £60,000 annual allowance

Savings

Setting Description
Target Amount Total savings goal
Monthly Contribution Amount to set aside each month

Emergency Buffer

Setting Description
Target Number of months of expenses to keep in reserve
Minimum Balance The absolute minimum bank balance you're comfortable with

The buffer target appears as an amber dashed line on the cashflow chart.

Dividends (Limited Companies)

Setting Description
Amount Dividend per payment
Frequency Quarterly, monthly, or annual

Invoice Settings

Configure how your invoices look and what defaults they use.

Business Details

Setting Description
Business Name Legal trading name (shown on invoices)
Business Address Full address for invoice header
Business Registration Company number (limited companies)
VAT Number Shown on invoices if VAT registered
Business Email Contact email for invoice queries

Invoice Branding

Setting Description
Invoice Prefix Custom prefix for invoice numbers (e.g., "INV-" produces "INV-0001")
Next Number The next invoice number to use
Logo Upload your business logo for PDF invoices
Brand Colour Accent colour used in invoice PDFs

Payment Details

These appear on every invoice so clients know how to pay:

Setting Description
Bank Name Your bank's name
Account Holder Name on the account
Sort Code UK sort code
Account Number Bank account number
IBAN For international payments
Payment Notes Custom text (e.g., "Please reference invoice number when paying")

Payment details are stored encrypted and only decrypted when rendering invoices or contracts.

Invoice Defaults

Setting Description
Default Payment Terms Number of days until due (e.g., 30)
Default Currency Pre-selected currency on new invoices
Default Notes Text pre-filled in new invoices
Footer Text Legal text at the bottom of PDF invoices

Import Data

Import existing business data from CSV files. Available during onboarding and from Settings at any time.

What You Can Import

  • Clients — Name, company, email, phone, industry
  • Projects — Name, client, budget, dates, status
  • Invoices — Number, client, amount, status, dates

How Import Works

  1. Upload CSV — Drag and drop or select a CSV file
  2. Column Mapping — AI (GPT-4o-mini) suggests how your CSV columns map to FlowLance fields. Review and adjust the mappings
  3. Preview — See the data in an editable table. Each row is validated. Fix any errors before importing
  4. Import — Confirm and import the data

Import Features

  • AI column mapping — Automatically suggests the best field for each CSV column
  • Column reuse — The same CSV column can map to multiple fields (e.g., "Company" to both name and company)
  • Duplicate detection — Checks within the CSV and against existing records. Duplicates are shown as warnings, not errors
  • Currency parsing — Strips currency symbols (£, $, ) and formatting from number fields
  • Unmatched clients — When importing projects or invoices, if a client doesn't exist, you can choose to create it or skip the row

Notifications (Coming Soon)

Future notification preferences: - New opportunity alerts - Invoice payment reminders - Weekly business summary emails

Security (Coming Soon)

Future security settings: - Password management - Two-factor authentication (2FA)